Your AI knows the internet.
YouAI makes it know your life.
YouAI connects your bank accounts, household bills, insurance policies, homes, and vehicles into one private, self-updating vault. Use YouAI’s built-in Command Centre to stop auto-renewal traps and decode fine print—or plug your live life context directly into your own Claude, ChatGPT, Gemini, or Grok instance.
Bring Your Real Life Into Claude, ChatGPT, Gemini & Grok.
You already use AI every day—but it’s blind to your real life unless you manually dig out and upload dozens of PDFs into every new chat. YouAI solves the context gap once and for all.
Your Personal Context Layer for Any Frontier AI
YouAI continuously structures your bank payments, contract renewal dates, policy wordings, property obligations, and vehicle deadlines in the background. With a single connection, your own Claude, ChatGPT, Gemini, or Grok account can reason across your entire household in real time.
- ✓ Zero Manual Uploading: Never hunt for an insurance PDF, energy bill, or bank statement to paste into a chat window again.
- ✓ Always Up-to-Date: When a Direct Debit changes or a new renewal notice arrives in your inbox, every AI you use knows immediately.
- ✓ Read & Stage Safety Boundary: Your external AI can query your vault and stage recommendations, but can never alter your records without your explicit one-tap approval inside YouAI.
- ✓ One-Click Revocation: Scope exactly which life categories an AI can see, and revoke access at any moment.
"Look at my household contracts and bank payments—where am I being overcharged right now, and are we covered if our boiler breaks down this winter?"
1. Sky Broadband Overcharge (+£12.50/mo): Your Direct Debit jumped from £44.00 to £56.50 this month following promotional expiry.
2. Duplicate Breakdown Cover (£145/yr): Your AA policy duplicates the European motor cover already included in your Nationwide FlexPlus account.
3. Boiler Coverage: Your Worcester Bosch warranty is active until Nov 2027, provided your annual service is completed within the next 14 days.
I have staged a Sky retention notice and a boiler service reminder in your YouAI app for your one-tap approval.
"We’re booking a family ski trip to France in February. Check our passports, travel insurance fine print, and car cover before I pay."
1. Passports: 3 of 4 family passports are valid, but Sam’s passport expires in 5 months (falls short of the EU 3-month post-departure rule).
2. Travel Insurance Exclusions: Your Nationwide policy covers Europe, but Winter Sports is an optional add-on (£28) not currently active on your schedule.
I’ve staged a passport renewal task and the Winter Sports endorsement check in your YouAI app.
"Compare our upcoming Octopus Energy and Admiral MultiCar renewals against current UK rates and tell me what to switch."
1. Octopus Dual Fuel (£118.50/mo): Renews on 15 Jan with a £0 exit fee. Locking into the new 12M Fixed tariff saves £210/yr vs the projected cap.
2. Admiral MultiCar (£780/yr quote): Up 44% from last year’s £540. Comparable comprehensive cover (£500 excess) is benchmarking at £515/yr.
Both switch comparisons are staged in your YouAI Radar ready for execution.
"Audit every recurring subscription and Direct Debit hitting my accounts over the last 90 days—what can I ruthlessy cut?"
• 3 Unattributed Subscriptions (£41.97/mo): Two overlapping cloud storage plans and an unused Adobe renewal with zero matching receipt.
• Out-of-Contract Telecoms (£19.00/mo overpayment): Your SIM-only plan finished its handset amortisation 4 months ago.
Total immediate savings: £731.64/yr. Approve the cancellation batch inside YouAI whenever you’re ready.
Private Family Office Depth. Zero Admin Effort.
Alongside powering your favourite external AIs, YouAI gives you a dedicated web and mobile Command Centre that organises every contract, bank payment, property, vehicle, and deadline automatically.
One Conversation. Automatic Domain Skills.
Never guess which menu or bot to open. Ask a single question spanning your bank payments, home insurance, car MOT, and travel plans—YouAI brings your entire household context into one thread and fires the right executable skills automatically.
- ✓ Inline Domain Attribution: Live badges show exactly which life layers (Payments & Spending, Contracts & Renewals, Motoring) power each answer.
- ✓ Executable Action Skills: Runs multi-step workflows—from retention negotiation scripts and charge disputes to Avios flight valuations.
- ✓ One-Tap Approval Cards: Whenever YouAI proposes a contract update or renewal switch, review a clean before/after comparison and approve with one tap.
2. Octopus Fixed 12M ends in 28 days (£0 exit fee verified on page 2 of schedule).
Open Banking Bound to Every Contract
YouAI connects to your UK bank accounts and credit cards—automatically linking every Direct Debit and standing order to the actual contract PDF in your vault so you see what you are paying for, not cryptic bank merchant codes.
- ✓ Contract-Linked Payments: Automatically matches bank transactions to the specific home, vehicle, or policy they pay for.
- ✓ Stealth Price-Hike Detection: Flags any recurring charge that drifts above its prior baseline.
- ✓ Unattributed Spend Audit: Surfaces forgotten subscriptions and phantom recurring charges with no matching contract.
30 / 60 / 90-Day Proactive Renewal Radar
Providers rely on you forgetting renewal dates so they can roll you onto punitive standard tariffs. YouAI’s Radar continuously monitors your contracts, statutory expiries, and warranties—intervening before the cancellation window closes.
- ✓ Notice-Window Precision: Alerts trigger ahead of mandatory 30-day cancellation deadlines.
- ✓ Duplicate Cover Elimination: Detects when your packaged bank account already covers breakdown or travel insurance you pay for separately.
- ✓ Statutory Expiry Protection: Tracks passports, driving licences, DVLA MOT, and road tax alongside commercial renewals.
Homes, Vehicles, Appliances & People
Your life is built around physical assets and the people you care for. YouAI binds every utility, mortgage, MOT, warranty, and service schedule directly to your homes, cars, and family members.
- ✓ Property Cockpit: Mortgages, buildings/contents cover, council tax, EPCs, gas safety, and boiler servicing in one view.
- ✓ Vehicle Fleet Tracking: Registration-linked MOT, road tax, servicing history, breakdown cover, and insurance excesses.
- ✓ Household Authority & Elderly Care: Safely manage shared household bills or aging parents’ utilities with granular permissions.
Sovereign Document Vault & Clause-Level Answers
Forward any confirmation email or PDF to your personal YouAI forwarding address or snap a letter on WhatsApp. YouAI classifies, extracts, and indexes every word so you can interrogate 50-page policy booklets in plain English.
- ✓ Exact Clause Citations: Ask "Am I covered if my laptop is stolen from my car?" and get the exact page, section, and excess.
- ✓ Zero-Touch Email Forwarding: Works with Gmail, Outlook, iCloud, and Proton—set an auto-forward rule once and never upload manually again.
- ✓ Scoped Cryptographic Sharing: Generate time-limited, PIN-protected passes for your partner, mortgage broker, or accountant.
Octopus_Renewal_Schedule.pdf via personal email aliasOne Assistant. Dozens of Real-World Skills.
Whether you interact inside the YouAI app or through your own Claude, ChatGPT, Gemini, or Grok instance, YouAI executes deep domain workflows grounded in your household records.
Compares your upcoming renewal quote against live UK market rates, verifies exit fees, and drafts a ready-to-send retention or cancellation script.
Cross-checks bank statement flows against contracted amounts to expose stealth price hikes, expired introductory rates, and unattributed charges.
Searches across every policy wording, tenancy agreement, and warranty in your vault to verify exact coverage limits, excesses, and exclusions.
Generates evidence-backed complaints and claims grounded in the Consumer Rights Act 2015, Ofgem/Ofcom rules, and UK261 aviation law.
Calculates pence-per-point valuations vs live cash fares, optimises BA Companion Vouchers, and checks linked travel insurance eligibility.
Tracks DVLA MOT & VED road tax expiries, service intervals, breakdown policies, and multi-car insurance renewal windows per registration plate.
Binds energy tariffs, water, broadband, mortgages, boiler servicing, and appliance manuals/warranties to each property you own or rent.
Generates a complete checklist of every bound provider, local authority, DVLA record, and policy that must be updated when moving home.
In WhatsApp, In Your Inbox, and Inside Your AI.
Whether you’re snapping a letter on WhatsApp, forwarding an email bill, or prompting Claude, ChatGPT, Gemini, or Grok, your household context stays continuously synchronised.
Surface YouAI in WhatsApp
Opening post at the kitchen table? Snap a photo of a paper bill, MOT reminder, or warranty card and message it straight to YouAI on WhatsApp. Ask quick coverage questions on the go and receive proactive renewal alerts right in your chat list.
You: [Photo: Thames_Water_Bill.jpg]
YouAI: ✓ Filed to Primary Residence (£46.20/mo). Added to Wallet & Radar. Reply "COMPARE" to check metered savings.
Open Banking & Email Auto-Forwarding
Connect your bank accounts and receive a private email forwarding address. Every e-bill, insurance schedule, and Direct Debit reconciles automatically—eliminating manual data entry forever.
Bank Feed: BARCLAYS DD · AVIVA INS £64.10
Inbound PDF: Aviva_Policy_Schedule.pdf
Status: ● 100% Bound · Renewal Radar Armed
Claude · ChatGPT · Gemini · Grok
Connect your personal AI assistant to your verified household vault in 30 seconds. Your AI gets live read-and-stage context across your life, while every permanent change requires your one-tap approval inside YouAI.
Connected Models: Claude · ChatGPT · Gemini · Grok
Access Scope: Read & Candidate Staging
Final Approval: ● Locked to YouAI App
Put Your Life Admin on Autopilot.
We are onboarding households into our next release cohort with full access to the Unified Command Centre, Open Banking spend attribution, zero-touch email & WhatsApp ingestion, and live context for your own Claude, ChatGPT, Gemini, or Grok instance.
- 01 Instant Contract & Direct Debit Audit: Uncover hidden price hikes and duplicate policies in your first 10 minutes.
- 02 Connect Your Own AI: Plug your live household context directly into Claude, ChatGPT, Gemini, or Grok.
- 03 Founding Member Tier Lock: Priority access to Pro skills, WhatsApp capture & Sovereign AI Bridge.
Already hold an invitation code? Sign in directly to the Web App →
Request Priority Access
Reserve your household vault and receive your onboarding invitation.
Democratising the Autonomous Family Office.
UK households lose over £18 billion annually to loyalty penalties, uncontested auto-renewals, under-claimed warranties, and fragmented financial administration. First-generation fintech digitised the bank statement; YouAI automates the entire household balance sheet—and serves as the sovereign personal context layer for every frontier AI.
With our unified skill-execution engine, Open Banking reconciliation layer, zero-touch ingestion pipeline, and cross-model AI bridge live in production, we are opening a structured allocation window for strategic partners, family offices, angel syndicates, and institutional seed/Series A funds.
Request Data Room & Allocation Access
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